Zipcar damage waiver reddit. Horrendous experience.

Zipcar damage waiver reddit Zipcar: Is it worth it to get the waiver? See title. Decline the collision damage waiver at the rental car company. If I buy the waiver and get into an accident what So I had a very interesting interaction with Chase Sapphire's card benefit line when I asked the question, Are Zipcars covered by the collision damage waiver? The guy did everything in his I've had a zipcar membership for a couple of years now and I've never got the damage fee waiver but I want to get my peace of mind for this upcoming Not sure if this is worth it or not. tl;dr: For a short-term rental of a car you're not used to in an area you're not used to the damage waiver is a pretty decent idea for most people. This is usually just an alternative to putting down a whole month's rent up front. Or check it out in the app stores     TOPICS. I paid for liability insurance and damage waiver insurance. All the same inclusions as the consumer plans, plus account management support, unlimited drivers on an account, bespoke pricing and options for long term lease agreements with Exclusive Use. We had heard great things from friends but are canceling after this month. The waiver isn't insurance; it's a promise not to go after you or your employer for damage to the vehicle. Whether you receive more than the state minimum amount of coverage from Zipcar depends on when you signed up, as the liability protection provided in the Zipcar I have rented a few cars with a bunch of different companies and the ‘damage waiver’ is often the thing that means you only pay like £1500 maximum if you damage the car instead of the full damage cost and is often non negotiable. A subreddit for discussing credit cards. Like broken side When you signed up changes your coverage level. I like zipcar, but, the other day the car had a flat on collection. As long as you're on time to return the Zipcar, no other charges would be incurred. If anyone thinks that third-party insurance is worth getting for extra protections like roadside or anything else, feel free to send me links to some companies! View community ranking In the Top 5% of largest communities on Reddit. Sometimes I’ve got a quote for say £60 a day with damage waiver included so the final invoice says £60 a day. I’m gonna be renting a car soon and I’m interested in getting the damage waiver in case anything happens to the vehicle. Turo, for example, is not covered as it's technically not a rental service (more like a P2P service). Also I've had someone report me for leaving a mess in the trunk when I never even used it. This is very steep compared to Communoauto which is still at $50. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. Yea, I'm in a Zone 6 suburb so lower risk in terms of theft, accidental damage etc. For example, when the zipcar breaks down - Will Zipcar toll it back and repair it without having me incur any cost? On the wesbsite it says ‘your zipcar membership includes roadside assistance 24 hours a day’. Gas is included (they put a gas card in the car) so that could help offset the View community ranking In the Top 1% of largest communities on Reddit. You just take lots of photos to show what happened to the car and any surrounding cars that might be involved and where everything all is in relation to everything else, so you can email the photos to zipcar Please sue. It will only cover damages on the zipcar. The damage waiver coverage benefits, which most provide is pertinent to the original OP thread, but not to the person I was replying to. I made a mistake and booked a car for today instead of tomorrow. Reason being that it’s unlikely that your fiancés insurance would cover you if you got in an accident but the credit card damage coverage is more straightforward. I never ever had a ride that didn't encounter some sort of issue. , and eventually got the damage department to claim they’d investigate (which should be standard anyway)- a week later Penske is considerably cheaper than Uhaul, even more so with our AAA discount. $50 penalty charges are 1. Collision Damage Waiver is on most premium cards, but it doesn’t include liability. Thanks for the heads up! Much appreciated! Reply reply More replies. Always walk around the car's exterior and look around the interior. You can ask the insurance agency for collision coverage for rental cars if you'd like to be quoted for that but as mentioned before, that's different from liability - which is If Enterprise says that the waiver doesn't apply, then it doesn't apply. Typically your credit card would cover anything beyond what Zipcar's coverage, not the other way around. I did an initial inspection and everything with the car looked fine. 92K subscribers in the Insurance community. How to add damage fee waiver with Zipcar. I got into an accident with Zipcar, and there was another car involved. Since I had no police report, I submitted the accident report (MV104) filed with the DMV. I attached two links for you. A damage fee can apply to dents, scratches, collisions, flat tires, windshield cracks, dead batteries, engine problems, vandalism, theft, third-party damages and, in some cases, third-party personal injuries. Also, make sure you don't put the zipcar credit card back into your wallet. " Easy enough, and just to triple check, this does NOT mean I have to So I rented a zip car the other day for like an hour. I see that MODO has $5,000,000 and ZIPCAR has $1,000,000 3rd party. I purchased the premium protection plan after returning the car, which states I would not have Thanks for the insight! Zipcar is a legitimate application for this, and I would certainly be using the Chase card. Complete Protection: 24. The damage waiver becomes the "insurance" (it's not really insurance, more just the rental company waiving their right to pursue you for damages). Apparently there was some snow covering the front bumper and I didn’t realize there had been a scratch before I drove the car, so I didn’t know to report it. Zipcar: [+] Multiple cars Earlier this month, I rented a Zipcar, and upon returning to the lot, a car had parked in the Zipcar lot. I do recommend ask your insurance if they transfer over to a rental. For insurance, Zipcar provides coverage for vehicle damage after the first $1,000. Damage waiver worth getting? I believe it's $79/year and reduces your damage fee to $0. I also found it unreliable when they started cutting back in an effort to get acquired. If you get the CDW and damage the rental car, the claim is made through the rental company and not your insurance. Why does it seem like every car in the Allston/Brookline area smells like weed? I immediately called zipcar to report the damage and filed the accident report that night. They specialize in renting out small, cheap, gas-efficient automobiles, and they do so by the hour (as opposed to by the day) because Collision with waiver is better. I did spend a few minutes checking damage to the car compared to the damage log book (which was hard to read the handwriting and half the entries didn't indicate where the damage was) and also adjusting seat and mirrors. The rest of the parking lot was restricted museum parking, and after I called Zipcar support, they instructed me to find the nearest legal on-street parking, as their script goes. r/AskCarSales will remain private Sunday, 06/11 through Wednesday, 06/14 r/Save3rdPartyApps PLEASE DO NOT MESSAGE US VIA MODMAIL. If you intend to use the zipcar in an area where you're concerned about its safety, then by all means you should have the damage waiver. All with high prices and terrible service. Optional Damage Waiver. Zipcar said the case will be handled by Sedgwick Claims Management Services. Rental Car Insurance options Zipcar includes secondary liability insurance at the minimum level required by each state; in California that's 15k for injury to one person and $5k damage to property. Subscribing to Damage Protection If you would like to purchase a recurring damage protection subscription, this can be done by following the steps below: Sign in to your Zipcar account; Click on My Account at the top of the page and select Account Settings Click on Damage protection; Select the insurance protection level you would like That damage waiver might save you, it might not, but whatever it does is basically going to happen regardless of what you do tonight. I paid for the rental with my Sapphire Preferred card, and I was hoping to take advantage of the primary rental car coverage. Car wasn't totaled, passenger side mirror was broken and I scraped the side panels. Cars they couldn't locate; cars that wouldn't unlock; low fuel; damage. No one was injured. Does that seem right? The damage looks pretty standard for rentals that have been used and returned hundreds of times. I've been calling about once a week to try to follow up on the claim (I'm willing to pay the amount I owe, but I want to try to see if my credit card waiver will cover it first). It's happened to me a couple times. I got tired of constantly having to start my reservation taking pictures of all the collision damage and emailing In Ireland and the UK you have to have damage waiver as standard. ZipCar has always been there when I needed it. What is damage protection coverage? What is additional liability insurance (ALI)? Is there a damage fee if I damage a Zipcar? I got into an accident, what should I do and what is the process? What is the basic insurance coverage Zipcar provides? Does my credit card rental car insurance coverage apply to Zipcar? So I recently heard that if I’m the claimant on an insurance claim and I only have liability insurance on my older car (2016) that many times the other person’s insurance will cover the damage waiver for my rental car. The least they can do is apply the damage waiver cost to the purchase price for you since their not using the waiver to I had a bad experience last weekend. in violation of most state's consumer protection laws, many or most of which have have statutory damages for violations. It was a pretty serious scratch but I did not hurt anyone. They reopened my account saying I could use the app on November 8. For extra peace of mind you can opt to add an excess waiver. I would recommend getting non owners insurance for liability only (should be relatively cheap). Uninsured property damage only has 1 limit available, which is 3500. I've used Zipcar a fair amount and it's generally worked well for me. The issues I've had have been minimal and mostly easily fixed via the helpline. 00 AED in cases of damage caused to the rental vehicle. This photo sums up March: $387 ($181 on Zipcar, $206 on National) April: $889 ($817 on Zipcar, $72 on National) May [first half]: $288 (all Zipcar) Here are the pros and cons of each that I can see, but I could be way off, and would love your input. This cost me 22 USD (7 to search the record data base and 15 to download a scanned copy of the form that I had previously submitted via mail). If Renter purchases DW, Owner agrees, subject to the actions that invalidate DW listed below, to contractually Help. THE PURCHASE OF DAMAGE WAIVER IS OPTIONAL AND NOT REQUIRED IN ORDER TO RENT A VEHICLE. If a sufficiently insured third party is found to be 100% at-fault, then the Zipcar member would 17. Didn't get charged anything for that though. It has just been more of a headache than a convenience - there is a $25 application fee that doesn't seem to be listed anywhere that cannot be refunded and the rentals in the city right now are roughly double the price they advertise. However, when I called the benefit administrator, they said the coverage would be secondary to my personal insurance, and the maximum benefit would Posted by u/damagedzipcar - 3 votes and 9 comments Currently, lowest ZipCar daily rates are around $170. CommunoAuto fleet is often fully booked for the same reason. At Turo, ideally, you can get a car for very little if the seller offers a low price, but the sales tax in NYC is like $22 on average, credit cards don't offer protection on Turo cars so you'll need to Hope you kept a copy of your damage waiver terms, and get them to give you an itemized list of how they arrived to that number. I would recommend getting liability thru enterprise and using the credit card coverage in place of the damage waiver. Basically after my last call with zipcar today, I received an email: If I already have comprehensive and collision with my car insurance, is getting the damage waiver really necessary for the rental from enterprise? It seems like such an unnecessary extra amount for 10 days. P. For Penske, they are separate with the Damage Waiver at $287 and the Liability at $174, so the Penske is triple the price for the same coverage. I do not have my own car insurance, but I occasionally drive Zipcars (based in Boston, MA). They'll probably ask you to fill out a form about what happened, but if you didn't break any of the rules on the back of the rental agreement then you shouldn't have to pay anything. Zipcar damage . 50 per Flex trip per day the damage excess is reduced to £250; For £1. Reply reply aiming to bring Reddit's attention to the significance of our concerns regarding the recently implemented API changes. I've used zipcar off and on for about I always buy the damage waiver just in case. Which is shockingly low in California considering the amount of luxury cars here I have a zipcar station nearby but it takes around $20ish to go to that zipcar station + whatever is their hourly rate. The Auto Rental Collision Damage Waiver acts as primary coverage and covers theft, damage, valid loss–of–use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges (due to a covered theft or damage) to the nearest qualified repair facility. Take 5 minutes extra to do this. It includes the Damage Waiver for free and removes the age requirement. We own a car and also have our own auto insurance. Haven't driven yet, but is not cool. I replied to the guy calling it insurance because that's not what it is. 03 a day Covers third party liability and all Zipcar damage fees with both liability protection and damage protection added to your trip Liability Protection: 13. Excess protection brings the cost of the excess amount down. I'm wondering if I should pay the extra $100 to get rental car coverage through the travel insurance plan, or if the CDW will be sufficient. The customer service is fine, but the cars are just getting worse. true. Also there are exclusions for some types of cars such as trucks and luxury/sport cars, long term rentals, and international. 50/hour or £10/day or £2. what exactly does damage waiver cover? The damage waiver covers you if you drive the car off a cliff. Has anyone used zipcar before, any hidden fees I need to know about? I would sell my car if I signed up for zipcar so I don't want to sell it unless I know I'm better off Damage waiver covers you for, as its name suggests, damage to the vehicle; however, it sometimes doesn't cover the full amount of any claim you make, which means that if you make a claim you will be responsible for part of the claim, probably in Spain a few hundred Euros - that's known in insurance terminology as an excess. I paid for the $24. In the situation the vehicle is totaled or stolen you/your insurance are responsible for all of it unless you have the damage waiver. Also look into Enterprise, Budget, and I think there are a few other car rentals in the area so you can shop around for a good price/availability on the dates you Edit: For you downvoters. Zipcar insurance will only pay up to $5000 in property damage and $15000 in bodily injury to other parties involved in an accident. ($3. Which wasn't a problem but remember it's not like a normal hire company who will swap the car. Same with Getaround. Internet Culture (Viral) Amazing; Animals & Pets Zipcar is a company that rents out cars. But I'd decline the damage waiver because my credit card would cover ($13. Is this worth getting and how were your experiences with it? Thanks. Many times i get stuck saying I order a desk from target and it's defective, for a $50 desk i need to spend $15 to visit Target and $15 to come back with uber. I cancelled the reservation with a fee. aiming to bring Reddit's attention to the significance of our concerns regarding the recently implemented API changes. 50/day or £2. I literally totaled a car with them (while working there 😂) and I walked tf away bc I had the damage waiver •If you have any issues they will likely give you a discount Rental car coverage from credit cards is usually just a collision damage waiver (e. 50 per Flex trip “Insurance is included, but if you happen to be involved in an incident with your Zipcar, a damage fee of up to £750 (£1,000 for higher risk members) may apply. r/penang is place Last night my rental car was vandalized, and the damage was extensive. . There are two types of waiver for Zipcar for Business accounts, which are charged on a per trip basis: For £1. I would argue this was pre-existing damage just waiting to occur and could have taken place at any time, I was just unlucky. New comments cannot be posted and "Rental vehicles which are part of a Car Sharing program are eligible for this Car Rental Collision/Loss Damage Waiver Insurance if the full cost of the rental of the vehicle Welcome to /r/Legal, a community for discussing legal topics. Amex et al only give you secondary collision damage waiver which covers you damaging the car but none of your actions. If the zipcar actually suffered any damage, it may already have been reported to them, and if so you're screwed, they will determine that it happened during your reservation and you didn't report it and permanently ban you. The damage is above $1000 and I'm in CA, so I reported it to the DMV. When I booked my rental car, the fees included a collision damage waiver and theft protection. A daily premium fee depending on the car group rented is applicable for CDW. Posted by u/GoatBoyy777 - 1 vote and 1 comment Get the Reddit app Scan this QR code to download the app now. If you want to post Posted by u/Unknown00978 - 1 vote and no comments Hope this is an appropriate sub for this! Recently signed up for zip car, think it's a really good alternative to owning a car in the city. Get the Reddit app Scan this QR code to download the app now. ) The damage waiver only covers damage if you actually report it. This is why you get the damage waiver on your rental car. Be sure to read the additional exceptions/restrictions such as type of vehicle and excluded countries. Horrendous experience. Compare that to a $300+ car payment, $100+ Insurance, $40 monthly parking permit, oil changes, maintenance, smog checks, car washes etc, and I’d say it’s easily $600/month. Pay in full with your Venture card. If you're eligible, adding a DFW is easy: simply select and confirm higher coverage limits in your app's profile settings. I even did a same-day reservation this past Saturday and had plenty to chose from. The State Department FCU Premium CashBack+ Visa Signature is another example of a Visa Signature without the auto collision damage waiver benefit, along The Auto Rental Collision Damage Waiver acts as primary coverage and covers theft, damage, valid loss-of-use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges (due to a covered theft or damage) to the nearest qualified repair facility. r/AskCarSales will remain private Sunday, 06/11 through Wednesday, 06/14 r Yes you are responsible for the entire cost of the damages. So your Chase card should cover the We're Reddit's central hub for vehicle-related discussion, industry news, reviews, projects, DIY guides, advice, stories, and more. make sure your credit card covers turo for accident insurance! note that some insurance providers treat zipcar and turo differently than regular rental places. I reported the incident to zipcar on the same day and they suspended my account till the case was resolved. Im not suggesting that the damage waiver is not the best option for the damage to the main OP's car. Similar stuff for things i like to eat/ buying groceries. In short: You’re covered if you or someone The only downside to most credit card rental insurance is it's secondary to your personal insurance so for a small damage you would have to file a claim. Archived post. 16 votes, 33 comments. In the case of an incident, members are responsible for a damage fee of up to the first $1,000 of damage to the Zipcar vehicle, and all further Zipcar vehicle damage is covered by Zipcar insurance. It does not cover damage to tires, windshields or the underbody of the vehicle during the rental. I see on the enterprise website that it covers scratches and small bumps. With no other options I had to cancel my trip. I live relatively close to two lots with ZipCar, so I can usually get a car from at least one of those lots and often have multiple close cars to chose from. Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. Basically the one things keeping me around on Zipcar is the convenience (so many cars in my area), the $9 waiver, $29 overnight special, and the one-way service. It offers peer-to-peer money transfer, bitcoin and stock exchange, bitcoin on-chain and lightning wallet, personalised debit card, savings account, short term lending and other services. But then I looked at the waiver and insurance. This is my partner and my first month using zipcar. Please note that Reddit automoderates posts by new accounts. Tagging on, there is often physical damage to the cars. If you or your boyfriend has an insured vehicle that has Collision coverage, you can check to see if it will extend to this scenario, although not all would. I was wondering if anyone has had any personal experience. 75/hour or £12. Do you only have to pay the for damage it goes above $1600? Can someone explain to me how this works please, and whether the excess protection is worth it/is something people normally get? It is unlikely credit card built in rental coverage is providing liability protection to you. Purchasing I see that Car Share is under Car Rental. s. They said the damage to the car was worth almost $3000, but they cap out fines at $1000. Go to the national link and submit your information and a screenshot of your gold status with marriott, it can be your gold card, or a screenshot of your profile just as long as it says gold status and your name pretty much. That will put you on a 1600 excess. They cover everything. 99 / day) Collision Damage Waiver, which helps cover your ass. Or check it out in the app stores     TOPICS and pay for the entire rental transaction using the covered Chase card and decline the rental company’s collision damage waiver or loss damage waiver. From their website: Limited Damage Waiver (LDW) LDW covers you from financial responsibility if you experience any loss or damage to the truck or towing equipment except if the vehicle or equipment is used in any manner that violates the rental agreement terms. It occurred to me recently that I don't know what the liability insurance situation is; the Zipcar membership agreement makes a reference to liability insurance, but you also have the option to pay for additional liability coverage as you're reserving the car. The damage I'm trying to avoid having to pay Zipcar's monthly 9 dollar damage waiver fee, because for both my wife and I to be covered, we both have to pay 9 a month, plus the 25 yearly fee, plus the 15 fee to add me to the account (it's discounted via her employer). The customer towed this back to Avis, dropped of the keys, didn't say a thing and left. In summary, Zipcar is the most hassle free of them all but the quality of the cars can be slightly touch and go just because they get utilised so much, which means you have to faff around with damage reports at the beginning of the trip, although they're extremely easy to deal with on the phone and log damage with. If you want additional insurance to CYA, you can also purchase my Idea is you should have not reported the damage, instead rented another car with full (Liability and CDW )Insurance and hit the original car with it at the place where it is damaged and then taken it to the rental place as it would be covered by the insurance f the fully insured car taken from the rental agency . This was after they waited 2 days after drop off to say there was damage, and after numerous attempts to request proof of damage caused while in my possession Documented everything from the bs phone calls, emails, etc. com Open. IIRC there's mileage limitations so check if your trip is within those mileage limitations but it might be worth it for your situation. Why? Well, their rental agreement that you know about and sign violates Texas policy on rental vehicles and insurance products/damage waivers. If they are demos that are for sale I can understand them being upset. With a rental car in San Francisco Or you can open a Zipcar account and use it for a couple of hours when you need it! The rental car company will I'm sure be happy to sell you a loss damage waiver, which basically takes you off the hook for damage to the car itself. r/AskCarSales will remain private Sunday, 06/11 through Wednesday, 06/14 r/Save3rdPartyApps PLEASE DO NOT For Zipcar members 21 years of age or older, Zipcar insurance coverage consists of a combined single limit of $300,000 per accident, meaning that all third party bodily injuries, or property damage costs relating to the accident are covered in the aggregate up to $300,000. imgur. And love the variety - have used it for mini vans, moving vans, sportier cars, and getarounds. You can rent direct or through the portal, but must charge to the VX. For the Safemove Plus with Uhaul, it's $155. If you got the damage waiver, anything that happened to the car, that wasn't a violation of the fine print of the contract (you didn't drag race with it or drive into Mexico etc) was covered. I don't own a personal car and have no insurance. Also a Lakeview ZipCar user! My experience with it has been pretty good. Seems I am not the only idiot though! Zipcar apparently does not have GPS on their cars but they can cut power to the engine apparently! Thanks for being a semi helpful asshole! Getting the damage assessment and estimated cost of repair from Zipcar/Budget took the longest. As for the collision damage waiver, check if it's covered by your credit card, otherwise, you might just have to get it. DAMAGE WAIVER IS NOT INSURANCE. Sort by: I initially signed up for no waiver. Looks like it might be a great way for me to cut costs especially with gas and insurance coverage. 99/day) You'll notice that this is about $30 / day of insurance charges, on top of the nice $10/day rental. (because if you have full Sorry for the confusion, AAA will only waive the underage driver fee with hertz. We had someone with the damage waiver drive the wrong way over tire shredders right in front of our office. We went to the designated garage, they said it wasn't there. I I used Avis for a trip over the summer and it was great. ZipCar doesn't charge an under-25 fee. In the UK it’s to £100 on a car and £250 on vans or premium vehicles. Super coverage is bought in addition, to separately cover that first amount too, essentially making it total coverage with no other out-of-pocket expense for you. I'm still waiting to see what Zipcar says but how likely is it that I get my Zipcar account terminated? I paid the monthly damage waiver so I shouldn't be charged for that but I want to know how likely it is that they will cancel my account. Thank you for your help. Cars were dirty more often, had check engine lights, bad brakes, overdue oil changes, and weird drivetrain noises. I had one accident - the guy hit Worth getting Zipcar damage protection plan in the city? Are you referring to the 9 dollar deductible waiver? I have it, because it's only 9 dollars. All Things Insurance! Zipcar is $87 a day turo is half the cost Now the downside to turo again no real damage waiver (people get put into mounds of debt because they don’t get the damage waiver) Turos fees which even with their outlandish fees it’s actually cheaper than zipcar you have to sort through hundreds of listings to find “the one” Although we don't like to, we may have to charge a damage fee if any of the following happen on your watch: dents, scratches, collisions, flat tires, windshield cracks, dead batteries (from leaving the lights on), engine problems (from using diesel when regular fuel is required), vandalism, theft, third party damages and, in some cases, third This sub is a dead, but I'm hoping this will serve as a warning to others who are using, or thinking about joining, the service. r/AskCarSales will remain private Sunday, 06/11 through Wednesday, 06/14 r/Save3rdPartyApps PLEASE DO NOT MESSAGE US VIA Enterprise Damage Waiver . Nobody taught me car etiquette and I am aware how expensive it is, I had the best damage fee waiver so if its damaged I'll be ok. I’ve been trying to search and find written examples of this policy with no luck. Or check it out in the app stores   mine has a corporate account with Enterprise. Who cares. Posted by u/mccoypauley - 1 vote and no comments I am so confused by the damage waiver vs the excess protection. the damage waiver only covers damage to the rental car itself it's not a good idea to file a claim with your insurer for an accident that isn't covered by your insurer -- they're not gonna magically decide to pay it for no reason, but they'll definitely use The damage waiver was optional. After another couple of weeks, I finally received an email from Zipcar and their claims management service. I would recommend getting their damage waiver bc you really do walk away up to a total loss. 99 / day) And Personal Accident Insurance, which helps pay the hospital should your now well covered ass actually get injured. The big difference is that regular car rentals expect you to have your own car insurance policy (the extra insurance they always try to upsell is supplemental insurance) -- if you don't own your own car, and don't buy car insurance for yourself at all, then ZipCar can be a good deal because it includes all the insurance you need. void/illegal under common law contracts as 'penalty clauses' because you can only contract to recover actual or reasonably anticipated losses (liquidated damages clauses) not to create your own law of penalties 2. Renter may purchase Damage Waiver (DW from Owner for an additional fee. I am on the Damage Fee Waiver plan. I have a black box and it Rental car damage waiver is pretty much "hand them the keys and walk away" type coverage. ZipCar was never a transportation replacement to get from here to there. " Zipcar is great when it works but that was like a 60% success rate for me between cars that weren’t returned by the prior user, were parked somewhere other than the designated spot (sometimes unavoidable if a non zipcar parked in the spot or there was roadwork) and had to spend 20+ mins on hold trying to figure out where it was, had Beginning November 1, 2007, for Zipcar members 21 years of age or older, our insurance coverage consists of a combined single limit of $300,000 per accident, meaning that all third party bodily injuries, or property damage costs relating to the accident covered in The Fidelity Rewards Visa Signature (the popular flat-rate 2% cashback card) removed auto collision damage waiver coverage last April, for instance (along with the extended warranty benefit). I just picked up an Enterprise rental from my car dealer. It means your liability for damage in excess of a certain amount is waived, but you're required to cover everything beneath that Reason I say that is I seen a damaged tesla outside the rental place property. A gas card is also provided in each Zipcar since you have to fill up the tank to at least 25% full before returning. If you hit another car or person you will be personally liable for all damages if you don't buy an add-on. will zipcar honor a cancellation fee waiver if I request this? What grounds will they waive it? This is my first reservation Share View community ranking In the Top 1% of largest communities on Reddit. I also saw that it had been in another accident, with the passenger side door damaged. For more information on the cost of our waivers, please log in to your Zipcar account online or via the app to see In the case of an incident, members are responsible for a damage fee of up to the first $1,000 of damage to the Zipcar vehicle, and all further Zipcar vehicle damage is covered If you're age 18+, and have had no Zipcar accidents in the past 12 months, you are eligible to purchase damage protection to reduce or eliminate the damage fee. Members who comply with the membership contract are covered by Zipcar physical damage insurance on the Zipcar vehicle while driving a Zipcar. Zipcar gives you a credit for it, but it basically means you lose your booking at the time. (And bill you for the damage. Worth getting the Loss Damage Waiver? I have the car for 10 days. If you're age 18+, and have had no Zipcar accidents in the past 12 months, you are eligible to purchase damage protection to reduce or eliminate the damage fee. Was planning on taking a day trip to Long Island and booked the day before. 99 DW. If you happen to be involved in an incident with your Zipcar, a damage fee of up to $1,000 may apply. I saw zipcar is available for $7 a month, plus ~$10-12 an hour for a car. I've had a zipcar membership for a couple of years now and I've never got the damage fee waiver but I want to get my peace of mind for this upcoming Skip to main content Open menu Open navigation Go to Reddit Home Hi, I purchased a Zipcar for rent on 9/8/2022 in Seatte, WA and scratched the car in an accident. Almost certainly no, you are not off the hook. I want them to reduce or eliminate the charge. Purchasing damage protection won't change your insurance coverage, it just changes the maximum amount you'll be charged if you're involved in an incident with your Zipcar. Top 5% Rank by size . Then compare those items to the terms of your waiver, and contest if they match. g. Collision is paid out as actual cash value (market value of your vehicle at the time of the loss) with no deductible. If you check your car before you leave - take some photos and let them know about anything wrong, you should be I do add on the damage waiver insurance for peace of mind, and it ends up being around $150 total for the weekend, plus gas. Now I have to figure out if the Damage Waiver is covered by the Credit Card Of note, I don't have personal car insurance. That way you're covered should you cause damage to others and the rental car itself. Yes, sometimes the cars are dirty. However, DMV said I did not have a liability insurance coverage and my driving license will be suspended. I was once locked in Oakland airport car park for 2 hours because I was stupid enough to try "Zipcar flex" beta. Or consider it. Join and Discuss evolving technology, new entrants, charging infrastructure, government policy, and the ins and outs of EV ownership Posted by u/[Deleted Account] - 2 votes and 1 comment Not sure if this is worth it or not. 04 a day covers up to 300,000 if claims are made by third parties against you while using a zipcar Heading to Croatia in a few weeks and I'm looking over a few travel insurance plans. For example, as of May 1 of this year, all Texans have been urged to cancel any and all reservations with Avis, Budget, Zipcar, and their associated companies and avoid them. If something does end up happenning and I have the damage waiver, will the car rental company still go after my personal car insurance for reimbursement and thus shows as an accident on my clue record? Posted by u/Sclun_001 - 5 votes and 6 comments Zipcar is over a decade old. for the duration of your lease, and then you'll receive a separate bill for damages when you move out. I usually try CommunoAuto for 30 or so minutes and then go for the ZipCar downstairs. Called Zipcar, after a while on the phone they said it was dropped off at the wrong place, so we go to another garage (luckily nearby). S. Zipcar requires a subscription and like someone else said, is a pain in the ass if you just want to take a short trip once. I believe they also offer liability coverage. Loss Damage Waiver Personal Accident Insurance / Personal Effects Coverage Would these items be considered comprehensive insurance? On the email, it says insurance is already included, but then there are these options included as well. Liability, no. Any damage up to that amount will have to be paid for by yourself. Share Add a Comment. , it’ll cover damage to the rental car). The Auto Rental Collision The credit card comes with an Auto Rental Collision Damage Waiver benefit, but not all services are covered. So this pricing strategy is a double edged sword. As for discount % I usually see 5-10% off on average, but this could vary greatly depending on which AAA location you are in. Sign in to your Zipcar account; Click on My Account at the top of the page and select Account Settings; Select the People tab; Click the overflow menu (3 vertical dots) next to the driver you would like to update; Select Update protection; Choose the damage protection coverage that you prefer and select Update protection Zipcar model looks enticing as there are plenty of cars in my area but you need to hold a licence for a year before you can apply. ($11. It was my first time using Zipcar. Insurance is included, but if you happen to be involved in an incident with your Zipcar, a damage fee of up to £1,000 (£1,500 for higher risk members) may apply. But honestly I was going to get it too, but the lady that explained it to me was like if you have it for more than like 5 or 6 weeks you just payed the whole max deductible. and International, Federal Cash App is a financial services application available in the US. Annual and Monthly plans available. Question aiming to bring Reddit's attention to the significance of our concerns regarding the recently implemented API changes. Many companies offer a damage waiver which can be expensive daily but prevents your insurance company getting involved, deductibles, etc in many cases. I thought when Turo started working in NYC I would easily go for Turo and I'd cancel my Zipcar membership, but the numbers aren't so clear. You're able to add a damage fee waiver to your Zipcar insurance as long as you're 18 years or older and have had no accidents or incidents in a Zipcar in the last 12 months. If you check your car before you leave - take some photos and let them know about anything wrong, you should be WARNING if you use a car from Zipcar, and the car gets reported as damaged after you use it, regardless if you had anything to do with the damages, be ready for a lot of trouble and non All our damage excess waivers cover your Roundtrip and Zipcar Flex trips. Not sure if this is where I ask this. A damage fee can apply for dents, scratches, collisions, flat tyres, windscreen cracks, dead batteries (from leaving the lights on), engine problems, vandalism, theft, third party ar is stolen, or they have a flat tire/dead battery, or body damage (say someone scratches it in a parking lot when they're not present). It was for people who need a car to do a thing and take the car back. I thought nothing of it at the time. Members are responsible for a £1,000 damage fee (£1,500 for high-risk members) per incident, which can be reduced or eliminated with an optional damage waiver; A damage fee can apply to dents, scratches, collisions, flat tyres, windshield cracks, dead batteries, engine problems, vandalism, theft, third-party damages, and, in some cases third The basic collision damage will cover over a certain amount of serious damage, but there's essentially a deductible where you cover the first $10k, or whatever. Zipcar for Business. So you'll pay $10/mo. One thing Zipcar has high daily rates but it includes gas and liability insurance. This is the Reddit community for EV owners and enthusiasts. I've not done this so many times when there was crazy damage to the car. Thank you! How Auto Rental Collision Damage Waiver works Your Auto Rental Collision Damage Waiver benefit acts as primary coverage and covers theft, damage, valid loss-of- use charges imposed and substantiated by the auto rental company, administrative fees and reasonable and customary towing charges, due to a covered theft or damage to the nearest I just tried my first Zipcar Flex journey. I hit something while renting out a zipcar and caused damage to it. No advertising, please. But if you injure someone or damage another person’s car, credit cards usually don’t cover that liability, so you should purchase liability coverage from the rental company if you don’t have your own separate policy. Ive seen people damage cars and their insurance doesnt transfer over. The fact that material damage in the affected area was pre-existing suggests the tyre was weak. Although we don't like to, we may have to charge a damage fee if any of the following happen on your watch: dents, scratches, collisions, flat tires, windshield cracks, dead batteries (from leaving the lights on), engine problems (from using diesel when regular fuel is required), vandalism, theft, third party damages and, in some cases, third It blew out primarily in a coin-sized hole in the side wall, clearly a weak point. Collision Damage Waiver, yes. Make sure that you have liability coverage AND a damage waiver for the car. I doubt it is damaged. If CDW is waived the renter will be responsible for an excess/deductible of 3000. fqldeaiu drqkvj cylsm xcgmakn irbv xgxfr xtck jkrzql vqmgk przp